Fidelity Deposit and Discount Bank, The
Dunmore, PA · Cert 11868 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Fidelity D&D Bcorp Inc.
State charter, non-member · FDIC · 23 branches
Q2 2026
$3.0BAssets
$2.1BLoans
$2.6BDeposits
$252.6MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 90% of banks $1B-$10B in assets operating in a single state (rank 28 of 258).
- Widest gap: equity / assets trails 86% of banks $1B-$10B in assets operating in a single state (rank 222 of 258).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.09%
Rank 159 of 258
Net Interest Margin
2.89%
Rank 219 of 258
Efficiency Ratio
58.45%
Rank 113 of 257
Equity / Assets
8.50%
Rank 222 of 258
Non-interest income vs. expense
Unfavorable gap of $39.4M · efficiency ratio beats 56% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.09% | 0.93% | 1.23% | 1.54% | Beats 38% | 159 / 258 | | |
| Return on Equity | 12.84% | 9.26% | 11.84% | 14.74% | Beats 60% | 103 / 258 | | |
| Net Interest Margin | 2.89% | 3.16% | 3.49% | 3.88% | Beats 15% | 219 / 258 | | |
| Efficiency Ratio | 58.45% | 51.71% | 60.30% | 69.65% | Beats 56% | 113 / 257 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.08% | 0.19% | 0.46% | 0.90% | Beats 90% | 28 / 258 | | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.02% | 0.07% | Beats 72% | 75 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 13.16% | 11.41% | 12.98% | 15.12% | Beats 52% | 125 / 258 | | |
| Total Risk-Based Capital Ratio | 14.28% | 12.10% | 13.91% | 16.08% | Beats 54% | 119 / 258 | | |
| Equity / Assets | 8.50% | 9.09% | 10.24% | 11.72% | Beats 14% | 222 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.63% | 73.24% | 86.34% | 95.95% | 39th pctl | 158 / 258 | | |
| Loans / Assets | 70.31% | 63.01% | 72.27% | 78.40% | 43rd pctl | 146 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |