Killbuck Savings Bank Company, The
Killbuck, OH · Cert 11860 · Peer group: banks under $1B in assets in OH (n=68-71) · Killbuck Bancshares Inc.
State charter, Fed member · FED · 12 branches
Q2 2026
$953.8MAssets
$626.4MLoans
$798.4MDeposits
$80.3MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 82% of banks under $1B in assets in OH (rank 13 of 68).
- Widest gap: equity / assets trails 76% of banks under $1B in assets in OH (rank 54 of 71).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.11%
Rank 30 of 71
Net Interest Margin
3.29%
Rank 48 of 71
Efficiency Ratio
60.94%
Rank 25 of 71
Equity / Assets
8.41%
Rank 54 of 71
Non-interest income vs. expense
Unfavorable gap of $17.4M · efficiency ratio beats 66% of banks under $1B in assets in OH | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.11% | 0.62% | 1.02% | 1.39% | Beats 58% | 30 / 71 | | |
| Return on Equity | 13.19% | 5.62% | 10.07% | 13.60% | Beats 73% | 19 / 71 | | |
| Net Interest Margin | 3.29% | 2.93% | 3.56% | 4.07% | Beats 32% | 48 / 71 | | |
| Efficiency Ratio | 60.94% | 55.94% | 70.77% | 78.80% | Beats 66% | 25 / 71 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.01% | 0.08% | 0.27% | 0.97% | Beats 82% | 13 / 68 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.05% | Beats 54% | 32 / 68 | | |
| Capital |
| Tier 1 Capital Ratio | 12.93% | 11.18% | 13.77% | 20.34% | Beats 38% | 44 / 71 | | |
| Total Risk-Based Capital Ratio | 13.73% | 12.08% | 14.34% | 21.24% | Beats 42% | 41 / 71 | | |
| Equity / Assets | 8.41% | 8.41% | 10.74% | 13.32% | Beats 24% | 54 / 71 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.46% | 64.48% | 76.81% | 87.49% | 53rd pctl | 32 / 68 | | |
| Loans / Assets | 65.67% | 55.33% | 65.58% | 72.51% | 51st pctl | 35 / 71 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |