Philadelphia, PA · Charter 11783
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.99% | 0.78% | 0.00% | 0.76% | 0.74% | -25 bps | |
| Return on Equity | 2.66% | 2.16% | 0.01% | 2.02% | 1.85% | -81 bps | |
| Net Interest Margin | 3.25% | 3.15% | 2.63% | 3.33% | 3.62% | +37 bps | |
| Efficiency Ratio | 70.82% | 75.73% | 99.83% | 77.29% | 80.42% | +961 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.97% | -0.93% | -0.11% | -0.09% | -7.72% | -374 bps | |
| Loan Growth (YoY) | -52.66% | -71.95% | -72.65% | -76.29% | -68.41% | -1,575 bps | |
| Share Growth (YoY) | -6.06% | -1.14% | -0.19% | -0.12% | -12.03% | -597 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 10.21% | 21.34% | 21.23% | 30.80% | 32.31% | +2,211 bps | |
| Capital | |||||||
| Risk-Based Capital | 37.09% | 36.27% | 38.45% | 37.41% | 40.03% | +294 bps | |
| Net Worth / Assets | 37.09% | 36.27% | 38.45% | 37.41% | 40.03% | +294 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 3.26% | 1.50% | 1.68% | 1.10% | 1.17% | -209 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |