Philadelphia, PA · Charter 11783
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
99
Asset Quality
100
Profitability
37
Liquidity
0
Efficiency
8
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Philadelphia, PA · Charter 11783
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.99% | 0.78% | 0.00% | 0.76% | 0.74% | -25 bps | |
| Return on Equity | 2.66% | 2.16% | 0.01% | 2.02% | 1.85% | -81 bps | |
| Net Interest Margin | 3.25% | 3.15% | 2.63% | 3.33% | 3.62% | +37 bps | |
| Efficiency Ratio | 70.82% | 75.73% | 99.83% | 77.29% | 80.42% | +961 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.97% | -0.93% | -0.11% | -0.09% | -7.72% | -374 bps | |
| Loan Growth (YoY) | -52.66% | -71.95% | -72.65% | -76.29% | -68.41% | -1,575 bps | |
| Share Growth (YoY) | -6.06% | -1.14% | -0.19% | -0.12% | -12.03% | -597 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 10.21% | 21.34% | 21.23% | 30.80% | 32.31% | +2,211 bps | |
| Capital | |||||||
| Risk-Based Capital | 37.09% | 36.27% | 38.45% | 37.41% | 40.03% | +294 bps | |
| Net Worth / Assets | 37.09% | 36.27% | 38.45% | 37.41% | 40.03% | +294 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 3.26% | 1.50% | 1.68% | 1.10% | 1.17% | -209 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Philadelphia, PA · Charter 11783 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
1.05%
Rank 551 of 1,683
Net Interest Margin
3.14%
Rank 1,367 of 1,683
Efficiency Ratio
100.00%
Rank 1,562 of 1,682
Equity / Assets
39.79%
Rank 14 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.05% | 0.35% | 0.74% | 1.18% | Beats 67% | 551 / 1,683 | |
| Return on Equity | 2.63% | 2.67% | 5.89% | 8.74% | Beats 24% | 1,272 / 1,681 | |
| Net Interest Margin | 3.14% | 3.31% | 3.82% | 4.32% | Beats 19% | 1,367 / 1,683 | |
| Efficiency Ratio | 100.00% | 68.91% | 78.20% | 86.93% | Beats 8% | 1,562 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 39.79% | 10.44% | 12.89% | 16.53% | Beats 99% | 14 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 39.79% | 10.44% | 12.89% | 16.53% | Beats 99% | 14 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 0.88% | 52.61% | 69.38% | 83.50% | 0th pctl | 1,682 / 1,683 | |
| Loans / Assets | 0.52% | 44.71% | 59.18% | 70.72% | 0th pctl | 1,682 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||