Commercial Bank
Parsons, KS · Cert 11777 · Peer group: banks under $1B in assets in KS (n=98)
State charter, non-member · FDIC · 8 branches
Q2 2026
$382.2MAssets
$175.0MLoans
$354.2MDeposits
$25.9MEquity
Executive Summary
- Strongest standing: total risk-based capital ratio outperforms 74% of banks under $1B in assets in KS (rank 25 of 98).
- Widest gap: equity / assets trails 94% of banks under $1B in assets in KS (rank 92 of 98).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.67%
Rank 92 of 98
Net Interest Margin
3.20%
Rank 78 of 98
Efficiency Ratio
70.80%
Rank 86 of 98
Equity / Assets
6.78%
Rank 92 of 98
Non-interest income vs. expense
Unfavorable gap of $8.3M · efficiency ratio beats 13% of banks under $1B in assets in KS | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.67% | 1.03% | 1.24% | 1.54% | Beats 6% | 92 / 98 | |
| Return on Equity | 9.91% | 8.85% | 11.58% | 14.73% | Beats 35% | 64 / 98 | |
| Net Interest Margin | 3.20% | 3.24% | 3.62% | 3.91% | Beats 20% | 78 / 98 | |
| Efficiency Ratio | 70.80% | 51.87% | 58.88% | 64.74% | Beats 13% | 86 / 98 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.72% | 0.01% | 0.33% | 1.05% | Beats 33% | 67 / 98 | |
| Net Charge-Offs / Loans | 0.02% | n/a | 0.00% | 0.03% | Beats 29% | 71 / 98 | |
| Capital |
| Tier 1 Capital Ratio | 16.24% | 11.81% | 13.71% | 17.33% | Beats 69% | 30 / 98 | |
| Total Risk-Based Capital Ratio | 17.45% | 11.81% | 14.13% | 17.45% | Beats 74% | 25 / 98 | |
| Equity / Assets | 6.78% | 8.60% | 11.34% | 13.10% | Beats 6% | 92 / 98 | |
| Liquidity & Funding |
| Loans / Deposits | 49.41% | 57.09% | 69.84% | 82.47% | 13th pctl | 85 / 98 | |
| Loans / Assets | 45.79% | 49.34% | 58.31% | 68.94% | 17th pctl | 81 / 98 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |