Bank of Farmington
Farmington, IL · Cert 11732 · Peer group: banks under $1B in assets in IL (n=149-151) · Farmington Bcorp Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
$240.1MAssets
$165.4MLoans
$211.7MDeposits
$23.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 76% of banks under $1B in assets in IL (rank 37 of 149).
- Widest gap: efficiency ratio trails 89% of banks under $1B in assets in IL (rank 135 of 151).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.44%
Rank 132 of 151
Net Interest Margin
3.28%
Rank 96 of 151
Efficiency Ratio
82.63%
Rank 135 of 151
Equity / Assets
9.58%
Rank 100 of 151
Non-interest income vs. expense
Unfavorable gap of $6.2M · efficiency ratio beats 11% of banks under $1B in assets in IL | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.44% | 0.70% | 1.03% | 1.34% | Beats 13% | 132 / 151 | | |
| Return on Equity | 4.56% | 6.74% | 9.34% | 12.94% | Beats 13% | 131 / 151 | | |
| Net Interest Margin | 3.28% | 3.02% | 3.43% | 3.83% | Beats 36% | 96 / 151 | | |
| Efficiency Ratio | 82.63% | 54.64% | 64.89% | 72.50% | Beats 11% | 135 / 151 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.20% | 0.20% | 0.66% | 1.77% | Beats 76% | 37 / 149 | | |
| Net Charge-Offs / Loans | 0.15% | 0.00% | 0.02% | 0.07% | Beats 17% | 124 / 149 | | |
| Capital |
| Tier 1 Capital Ratio | 13.96% | 11.83% | 14.17% | 18.66% | Beats 48% | 79 / 151 | | |
| Total Risk-Based Capital Ratio | 14.78% | 12.22% | 14.54% | 19.92% | Beats 52% | 73 / 151 | | |
| Equity / Assets | 9.58% | 9.10% | 10.65% | 12.40% | Beats 34% | 100 / 151 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.13% | 54.39% | 71.02% | 80.75% | 68th pctl | 48 / 149 | | |
| Loans / Assets | 68.89% | 45.91% | 61.31% | 68.01% | 77th pctl | 35 / 151 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |