Corner Post
Wilkes Barre, PA · Charter 1172 · Peer group: credit unions under $1B in assets in the Scranton--Wilkes-Barre, PA area (n=19)
NCUA · 1 branch
Q2 2026
$99.4MAssets
$31.2MLoans
$81.7MShares
$17.6MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 95% of credit unions under $1B in assets in the Scranton--Wilkes-Barre, PA area (rank 1 of 19).
- Widest gap: nonperforming loans / loans trails 37% of credit unions under $1B in assets in the Scranton--Wilkes-Barre, PA area (rank 8 of 19).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
2.09%
Rank 1 of 19
Net Interest Margin
3.86%
Rank 7 of 19
Efficiency Ratio
50.50%
Rank 2 of 19
Equity / Assets
17.74%
Rank 3 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.09% | 0.36% | 0.65% | 1.51% | Beats 95% | 1 / 19 | |
| Return on Equity | 11.80% | 3.11% | 5.16% | 9.66% | Beats 89% | 2 / 19 | |
| Net Interest Margin | 3.86% | 2.83% | 3.48% | 3.92% | Beats 63% | 7 / 19 | |
| Efficiency Ratio | 50.50% | 64.52% | 76.38% | 86.65% | Beats 95% | 2 / 19 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.91% | 0.69% | 1.18% | 2.86% | Beats 63% | 8 / 19 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.74% | 10.19% | 14.85% | 16.23% | Beats 84% | 3 / 19 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.74% | 10.19% | 14.85% | 16.23% | Beats 84% | 3 / 19 | |
| Liquidity & Funding |
| Loans / Deposits | 38.20% | 35.75% | 48.22% | 63.39% | 32nd pctl | 13 / 19 | |
| Loans / Assets | 31.41% | 30.68% | 41.12% | 52.54% | 26th pctl | 14 / 19 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |