Goodfield State Bank
Goodfield, IL · Cert 11699 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Goodfield Financial Corp.
State charter, non-member · FDIC · 6 branches
Q2 2026
$285.5MAssets
$223.7MLoans
$250.1MDeposits
$29.0MEquity
Executive Summary
- Strongest standing: return on equity outperforms 97% of banks under $1B in assets operating in a single state (rank 23 of 746).
- Widest gap: nonperforming loans / loans trails 93% of banks under $1B in assets operating in a single state (rank 690 of 743).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
2.11%
Rank 31 of 746
Net Interest Margin
3.96%
Rank 261 of 746
Efficiency Ratio
41.93%
Rank 35 of 746
Equity / Assets
10.16%
Rank 406 of 746
Non-interest income vs. expense
Unfavorable gap of $3.4M · efficiency ratio beats 95% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.11% | 0.72% | 1.06% | 1.45% | Beats 96% | 31 / 746 | | |
| Return on Equity | 20.75% | 6.74% | 10.51% | 13.63% | Beats 97% | 23 / 746 | | |
| Net Interest Margin | 3.96% | 3.17% | 3.68% | 4.16% | Beats 65% | 261 / 746 | | |
| Efficiency Ratio | 41.93% | 55.74% | 64.58% | 75.47% | Beats 95% | 35 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.59% | 0.09% | 0.42% | 1.07% | Beats 7% | 690 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 73% | 207 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 10.58% | 11.55% | 13.75% | 17.60% | Beats 15% | 635 / 746 | | |
| Total Risk-Based Capital Ratio | 10.58% | 11.71% | 14.33% | 18.43% | Beats 14% | 645 / 746 | | |
| Equity / Assets | 10.16% | 8.90% | 10.51% | 13.06% | Beats 46% | 406 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.47% | 61.31% | 78.27% | 90.78% | 73rd pctl | 204 / 746 | | |
| Loans / Assets | 78.36% | 53.60% | 66.97% | 76.08% | 80th pctl | 146 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |