Sundance State Bank
Sundance, WY · Cert 1169 · Peer group: banks under $1B in assets operating regionally (n=99) · Sundance Bankshares Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
$290.9MAssets
$190.5MLoans
$255.2MDeposits
$30.8MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 92% of banks under $1B in assets operating regionally (rank 9 of 99).
- Widest gap: net charge-offs / loans trails 76% of banks under $1B in assets operating regionally (rank 76 of 99).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.68%
Rank 10 of 99
Net Interest Margin
4.02%
Rank 32 of 99
Efficiency Ratio
46.71%
Rank 9 of 99
Equity / Assets
10.60%
Rank 39 of 99
Non-interest income vs. expense
Unfavorable gap of $4.8M · efficiency ratio beats 92% of banks under $1B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.68% | 0.82% | 1.19% | 1.48% | Beats 90% | 10 / 99 | |
| Return on Equity | 15.86% | 7.92% | 11.87% | 14.08% | Beats 87% | 13 / 99 | |
| Net Interest Margin | 4.02% | 3.44% | 3.80% | 4.18% | Beats 68% | 32 / 99 | |
| Efficiency Ratio | 46.71% | 55.83% | 62.41% | 73.02% | Beats 92% | 9 / 99 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.56% | 0.19% | 0.46% | 1.04% | Beats 45% | 55 / 99 | |
| Net Charge-Offs / Loans | 0.06% | 0.00% | 0.02% | 0.06% | Beats 24% | 76 / 99 | |
| Capital |
| Tier 1 Capital Ratio | 15.07% | 10.28% | 11.95% | 14.75% | Beats 79% | 21 / 99 | |
| Total Risk-Based Capital Ratio | 16.32% | 10.45% | 12.59% | 15.64% | Beats 80% | 20 / 99 | |
| Equity / Assets | 10.60% | 8.89% | 10.14% | 11.36% | Beats 61% | 39 / 99 | |
| Liquidity & Funding |
| Loans / Deposits | 74.65% | 74.57% | 84.03% | 94.55% | 25th pctl | 74 / 99 | |
| Loans / Assets | 65.47% | 62.55% | 71.25% | 78.99% | 30th pctl | 69 / 99 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |