Wyrope Williamsport
S Williamsport, PA · Charter 11689 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 1 branch
Q2 2026
$43.8MAssets
$15.1MLoans
$37.3MShares
$6.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 63% of credit unions under $1B in assets in PA (rank 27 of 72).
- Widest gap: nonperforming loans / loans trails 74% of credit unions under $1B in assets in PA (rank 54 of 72).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.96%
Rank 38 of 72
Net Interest Margin
3.41%
Rank 42 of 72
Efficiency Ratio
73.51%
Rank 36 of 72
Equity / Assets
14.58%
Rank 27 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.96% | 0.59% | 1.06% | 1.40% | Beats 47% | 38 / 72 | | |
| Return on Equity | 6.61% | 5.27% | 7.11% | 9.91% | Beats 42% | 42 / 72 | | |
| Net Interest Margin | 3.41% | 3.09% | 3.57% | 4.10% | Beats 42% | 42 / 72 | | |
| Efficiency Ratio | 73.51% | 64.37% | 73.67% | 81.63% | Beats 51% | 36 / 72 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.08% | 0.20% | 0.58% | 1.09% | Beats 26% | 54 / 72 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.58% | 10.74% | 12.96% | 16.84% | Beats 63% | 27 / 72 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.58% | 10.74% | 12.96% | 16.84% | Beats 63% | 27 / 72 | | |
| Liquidity & Funding |
| Loans / Deposits | 40.47% | 34.39% | 52.54% | 65.98% | 36th pctl | 46 / 72 | | |
| Loans / Assets | 34.54% | 30.23% | 45.37% | 57.67% | 35th pctl | 47 / 72 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |