Boulevard
Amherst, NY · Charter 11640 · Peer group: credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (n=60)
NCUA · 2 branches
Q2 2026
$45.2MAssets
$17.8MLoans
$38.8MShares
$6.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 58% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 25 of 60).
- Widest gap: nonperforming loans / loans trails 58% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 36 of 60).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.88%
Rank 28 of 60
Net Interest Margin
3.66%
Rank 27 of 60
Efficiency Ratio
75.00%
Rank 29 of 60
Equity / Assets
14.06%
Rank 25 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.88% | 0.35% | 0.84% | 1.37% | Beats 53% | 28 / 60 | |
| Return on Equity | 6.23% | 2.76% | 6.36% | 10.04% | Beats 47% | 32 / 60 | |
| Net Interest Margin | 3.66% | 3.02% | 3.63% | 4.05% | Beats 55% | 27 / 60 | |
| Efficiency Ratio | 75.00% | 67.68% | 77.48% | 89.33% | Beats 53% | 29 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.75% | 0.32% | 0.64% | 1.44% | Beats 42% | 36 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.06% | 10.72% | 13.16% | 17.68% | Beats 58% | 25 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.06% | 10.72% | 13.16% | 17.68% | Beats 58% | 25 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 45.96% | 43.79% | 55.03% | 72.55% | 28th pctl | 43 / 60 | |
| Loans / Assets | 39.41% | 36.50% | 47.22% | 58.67% | 30th pctl | 42 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |