Wahoo, NE · Cert 1163 · Hohl Financial Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 0.2% share · #48 of 77 inst. · $0.1B of $42.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.54% | 0.55% | 0.57% | 0.63% | 0.64% | +10 bps | |
| Return on Equity | 7.53% | 7.56% | 7.70% | 7.71% | 7.82% | +28 bps | |
| Net Interest Margin | 2.96% | 3.00% | 3.09% | 3.22% | 3.22% | +26 bps | |
| Efficiency Ratio | 79.31% | 79.23% | 78.80% | 77.52% | 77.40% | -191 bps | |
| Non-Interest Burden | 2.27% | 2.30% | 2.35% | 2.41% | 2.40% | +13 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -4.47% | -4.71% | -2.22% | -2.64% | -0.59% | +388 bps | |
| Loan Growth (YoY) | -1.70% | 0.09% | 0.82% | -0.80% | -4.20% | -250 bps | |
| Deposit Growth (YoY) | -5.67% | -5.85% | -2.80% | -1.12% | -0.41% | +525 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 0.95% | 0.94% | 0.95% | 0.99% | 1.01% | +7 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 8.47% | 8.53% | 8.79% | 9.01% | 9.03% | +56 bps | |
| Total Risk-Based Capital | 13.31% | 13.33% | 13.78% | 14.12% | 9.03% | -428 bps | |
| Equity / Assets | 7.33% | 7.74% | 8.06% | 8.19% | 8.17% | +84 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 94.34% | 97.84% | 99.41% | 94.14% | 90.75% | -359 bps | |
| Liquid Assets / Assets | 7.88% | 6.33% | 6.15% | 9.13% | 12.79% | +490 bps | |
| CRE / Total Capital | n/a | 121.66% | 117.16% | 111.19% | n/a | n/a | |