Bank CMG
Madison, WI · Cert 11623 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · CMG Bcorp
State charter, Fed member · FED · 10 branches
Q2 2026
$1.1BAssets
$788.1MLoans
$935.0MDeposits
$94.9MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 83% of banks $1B-$10B in assets operating in a single state (rank 45 of 258).
- Widest gap: return on assets trails 79% of banks $1B-$10B in assets operating in a single state (rank 203 of 258).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.87%
Rank 203 of 258
Net Interest Margin
4.04%
Rank 45 of 258
Efficiency Ratio
70.73%
Rank 200 of 257
Equity / Assets
8.97%
Rank 202 of 258
Non-interest income vs. expense
Unfavorable gap of $23.3M · efficiency ratio beats 23% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.87% | 0.93% | 1.23% | 1.54% | Beats 21% | 203 / 258 | |
| Return on Equity | 9.70% | 9.26% | 11.84% | 14.74% | Beats 30% | 181 / 258 | |
| Net Interest Margin | 4.04% | 3.16% | 3.49% | 3.88% | Beats 83% | 45 / 258 | |
| Efficiency Ratio | 70.73% | 51.71% | 60.30% | 69.65% | Beats 23% | 200 / 257 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.19% | 0.46% | 0.90% | Beats 69% | 81 / 258 | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.02% | 0.07% | Beats 50% | 131 / 258 | |
| Capital |
| Tier 1 Capital Ratio | 11.87% | 11.41% | 12.98% | 15.12% | Beats 30% | 180 / 258 | |
| Total Risk-Based Capital Ratio | 12.92% | 12.10% | 13.91% | 16.08% | Beats 36% | 164 / 258 | |
| Equity / Assets | 8.97% | 9.09% | 10.24% | 11.72% | Beats 22% | 202 / 258 | |
| Liquidity & Funding |
| Loans / Deposits | 84.28% | 73.24% | 86.34% | 95.95% | 45th pctl | 142 / 258 | |
| Loans / Assets | 74.50% | 63.01% | 72.27% | 78.40% | 57th pctl | 110 / 258 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |