PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Hunterdon County School Employees

Lebanon, NJ · Charter 11602

Q2 1995

$3.2MAssets
$2.0MLoans
$3.2MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.18%.
  • Asset quality: problem loans at 10.51% of loans.
  • Funding: loans stand at 61.40% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

1.18%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets0.42%-0.06%1.18%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.15%24.13%10.51%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans1.82%2.86%2.84%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares47.57%61.28%61.40%n/a
Liquid Assets / Assets47.25%35.47%3.44%n/a