Burke and Herbert Bank and Trust Company
Alexandria, VA · Cert 11578 · Peer group: banks over $10B in assets (n=142-144) · Burke&Herbert Finl Services
State charter, Fed member · FED · 105 branches
Q2 2026
$11.0BAssets
$8.0BLoans
$9.0BDeposits
$1.3BEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 86% of banks over $10B in assets (rank 21 of 142).
- Widest gap: return on assets trails 89% of banks over $10B in assets (rank 128 of 144).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.86%
Rank 128 of 144
Net Interest Margin
3.45%
Rank 61 of 144
Efficiency Ratio
69.02%
Rank 127 of 144
Equity / Assets
12.10%
Rank 49 of 144
Non-interest income vs. expense
Unfavorable gap of $219.9M · efficiency ratio beats 12% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.86% | 1.00% | 1.26% | 1.54% | Beats 11% | 128 / 144 | |
| Return on Equity | 7.13% | 8.98% | 11.34% | 14.40% | Beats 13% | 125 / 144 | |
| Net Interest Margin | 3.45% | 2.82% | 3.31% | 3.68% | Beats 58% | 61 / 144 | |
| Efficiency Ratio | 69.02% | 49.42% | 56.02% | 62.41% | Beats 12% | 127 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.19% | 0.48% | 0.73% | 1.07% | Beats 20% | 115 / 142 | |
| Net Charge-Offs / Loans | 0.02% | 0.05% | 0.11% | 0.22% | Beats 86% | 21 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 13.32% | 12.07% | 12.98% | 14.92% | Beats 58% | 60 / 144 | |
| Total Risk-Based Capital Ratio | 14.31% | 13.39% | 14.14% | 16.25% | Beats 54% | 66 / 144 | |
| Equity / Assets | 12.10% | 9.69% | 11.39% | 12.96% | Beats 66% | 49 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 88.94% | 75.72% | 84.92% | 91.56% | 62nd pctl | 54 / 143 | |
| Loans / Assets | 72.85% | 59.83% | 69.07% | 74.80% | 64th pctl | 52 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |