Buffalo Police
Buffalo, NY · Charter 1157 · Peer group: credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (n=60)
NCUA · 1 branch
Q2 2026
$17.5MAssets
$9.8MLoans
$13.4MShares
$4.0MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 98% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 1 of 60).
- Widest gap: nonperforming loans / loans trails 30% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 19 of 60).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
2.63%
Rank 1 of 60
Net Interest Margin
4.62%
Rank 5 of 60
Efficiency Ratio
56.02%
Rank 8 of 60
Equity / Assets
22.93%
Rank 7 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.63% | 0.35% | 0.84% | 1.37% | Beats 98% | 1 / 60 | | |
| Return on Equity | 11.47% | 2.76% | 6.36% | 10.04% | Beats 85% | 9 / 60 | | |
| Net Interest Margin | 4.62% | 3.02% | 3.63% | 4.05% | Beats 92% | 5 / 60 | | |
| Efficiency Ratio | 56.02% | 67.68% | 77.48% | 89.33% | Beats 88% | 8 / 60 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.35% | 0.32% | 0.64% | 1.44% | Beats 70% | 19 / 60 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 22.93% | 10.72% | 13.16% | 17.68% | Beats 88% | 7 / 60 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 22.93% | 10.72% | 13.16% | 17.68% | Beats 88% | 7 / 60 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.17% | 43.79% | 55.03% | 72.55% | 78th pctl | 13 / 60 | | |
| Loans / Assets | 56.09% | 36.50% | 47.22% | 58.67% | 67th pctl | 20 / 60 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |