Bristol VA School System
Bristol, VA · Charter 11567 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$210KAssets
$41KLoans
$167KShares
$43KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 88% of credit unions under $1B in assets (rank 210 of 1683).
- Widest gap: nonperforming loans / loans trails 99% of credit unions under $1B in assets (rank 1671 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-1.90%
Rank 1,647 of 1,683
Net Interest Margin
4.76%
Rank 225 of 1,683
Efficiency Ratio
120.00%
Rank 1,639 of 1,682
Equity / Assets
20.48%
Rank 210 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.90% | 0.35% | 0.74% | 1.18% | Beats 2% | 1,647 / 1,683 | |
| Return on Equity | -9.30% | 2.67% | 5.89% | 8.74% | Beats 4% | 1,618 / 1,681 | |
| Net Interest Margin | 4.76% | 3.31% | 3.82% | 4.32% | Beats 87% | 225 / 1,683 | |
| Efficiency Ratio | 120.00% | 68.91% | 78.20% | 86.93% | Beats 3% | 1,639 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 9.76% | 0.26% | 0.65% | 1.29% | Beats 1% | 1,671 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.48% | 10.44% | 12.89% | 16.53% | Beats 88% | 210 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.48% | 10.44% | 12.89% | 16.53% | Beats 88% | 210 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 24.55% | 52.61% | 69.38% | 83.50% | 3rd pctl | 1,634 / 1,683 | |
| Loans / Assets | 19.52% | 44.71% | 59.18% | 70.72% | 3rd pctl | 1,637 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |