Ascent
Ogden, UT · Charter 11520 · Peer group: credit unions under $1B in assets (n=1,674-1,677)
NCUA · 4 branches
Q1 2026
$173.1MAssets
$123.5MLoans
$156.8MShares
$15.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 41% of credit unions under $1B in assets (rank 990 of 1675).
- Widest gap: equity / assets trails 88% of credit unions under $1B in assets (rank 1482 of 1676).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.02%
Rank 1,429 of 1,677
Net Interest Margin
3.00%
Rank 1,413 of 1,676
Efficiency Ratio
92.87%
Rank 1,419 of 1,674
Equity / Assets
8.99%
Rank 1,482 of 1,676
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.02% | 0.29% | 0.71% | 1.15% | Beats 15% | 1,429 / 1,677 | | |
| Return on Equity | 0.23% | 2.30% | 5.46% | 8.75% | Beats 15% | 1,424 / 1,674 | | |
| Net Interest Margin | 3.00% | 3.27% | 3.78% | 4.29% | Beats 16% | 1,413 / 1,676 | | |
| Efficiency Ratio | 92.87% | 69.04% | 78.86% | 87.73% | Beats 15% | 1,419 / 1,674 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.76% | 0.23% | 0.59% | 1.15% | Beats 41% | 990 / 1,675 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.99% | 10.32% | 12.68% | 16.26% | Beats 12% | 1,483 / 1,677 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.99% | 10.32% | 12.68% | 16.26% | Beats 12% | 1,482 / 1,676 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.75% | 52.64% | 68.65% | 82.42% | 69th pctl | 526 / 1,676 | | |
| Loans / Assets | 71.35% | 44.39% | 58.63% | 70.08% | 78th pctl | 376 / 1,676 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |