PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Coreplus

Norwich, CT · Charter 1148

NCUA · 8 branches

Q2 2026

$676.5MAssets
$518.7MLoans
$561.0MShares
$74.1MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.40%, up 67 bps year over year; NIM at 4.12%.
  • Asset quality: problem loans at 0.39% of loans (+22 bps YoY).
  • Capital: net worth / assets of 10.96%, up 195 bps from a year ago.
  • Funding: loans stand at 92.47% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

1.40%+67 bps YoY

Net Interest Margin (quarter, annualized)

4.12%+39 bps YoY

Efficiency Ratio (quarter, annualized)

67.61%-1,265 bps YoY

Net Worth / Assets

10.96%+195 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.73%0.78%0.89%1.45%1.40%+67 bps
Return on Equity8.10%8.29%8.65%13.54%12.82%+471 bps
Net Interest Margin3.74%3.91%2.57%4.17%4.12%+39 bps
Efficiency Ratio80.27%79.88%69.21%66.46%67.61%-1,265 bps
Growth
Asset Growth (YoY)2.37%1.76%96.05%91.22%90.24%+8,788 bps
Loan Growth (YoY)4.89%2.96%103.47%96.49%96.63%+9,174 bps
Share Growth (YoY)3.05%2.39%86.05%81.00%75.62%+7,257 bps
Asset Quality
Delinquent Loans / Loans0.17%0.20%0.31%0.31%0.39%+22 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital9.01%9.43%10.30%10.70%10.96%+195 bps
Net Worth / Assets9.01%9.43%10.30%10.70%10.96%+195 bps
Liquidity & Funding
Loans / Shares82.59%82.13%87.87%87.80%92.47%+988 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps