Homepride Bank
Mansfield, MO · Cert 11466 · Peer group: banks under $1B in assets in MO (n=82-83) · Banc 60 Inc.
State charter, non-member · FDIC · 5 branches
Q2 2026
$125.3MAssets
$94.9MLoans
$112.0MDeposits
$12.7MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 70% of banks under $1B in assets in MO (rank 25 of 83).
- Widest gap: efficiency ratio trails 94% of banks under $1B in assets in MO (rank 79 of 83).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.61%
Rank 75 of 83
Net Interest Margin
4.14%
Rank 25 of 83
Efficiency Ratio
82.18%
Rank 79 of 83
Equity / Assets
10.15%
Rank 48 of 83
Non-interest income vs. expense
Unfavorable gap of $4.2M · efficiency ratio beats 6% of banks under $1B in assets in MO | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.61% | 0.96% | 1.32% | 1.75% | Beats 10% | 75 / 83 | |
| Return on Equity | 6.03% | 9.66% | 12.96% | 15.76% | Beats 11% | 74 / 83 | |
| Net Interest Margin | 4.14% | 3.35% | 3.85% | 4.16% | Beats 70% | 25 / 83 | |
| Efficiency Ratio | 82.18% | 49.83% | 58.83% | 68.51% | Beats 6% | 79 / 83 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.50% | 0.08% | 0.51% | 1.01% | Beats 51% | 41 / 82 | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.06% | Beats 51% | 41 / 82 | |
| Capital |
| Tier 1 Capital Ratio | 10.31% | 11.01% | 12.49% | 14.98% | Beats 13% | 72 / 83 | |
| Total Risk-Based Capital Ratio | 10.31% | 11.13% | 13.01% | 15.10% | Beats 11% | 74 / 83 | |
| Equity / Assets | 10.15% | 8.83% | 10.71% | 13.29% | Beats 42% | 48 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 84.80% | 69.28% | 83.22% | 91.21% | 52nd pctl | 39 / 82 | |
| Loans / Assets | 75.78% | 59.34% | 71.15% | 78.36% | 63rd pctl | 31 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |