Trademark
Augusta, ME · Charter 1133 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$131.6MAssets
$87.1MLoans
$117.3MShares
$13.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 86% of credit unions under $1B in assets (rank 240 of 1681).
- Widest gap: nonperforming loans / loans trails 87% of credit unions under $1B in assets (rank 1457 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.07%
Rank 520 of 1,683
Net Interest Margin
3.88%
Rank 787 of 1,683
Efficiency Ratio
76.16%
Rank 737 of 1,682
Equity / Assets
10.24%
Rank 1,298 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.07% | 0.35% | 0.74% | 1.18% | Beats 69% | 520 / 1,683 | |
| Return on Equity | 10.45% | 2.67% | 5.89% | 8.74% | Beats 86% | 240 / 1,681 | |
| Net Interest Margin | 3.88% | 3.31% | 3.82% | 4.32% | Beats 53% | 787 / 1,683 | |
| Efficiency Ratio | 76.16% | 68.91% | 78.20% | 86.93% | Beats 56% | 737 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.06% | 0.26% | 0.65% | 1.29% | Beats 13% | 1,457 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.24% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,298 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.24% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,298 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 74.27% | 52.61% | 69.38% | 83.50% | 59th pctl | 690 / 1,683 | |
| Loans / Assets | 66.18% | 44.71% | 59.18% | 70.72% | 65th pctl | 591 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |