Longview
White Oak, TX · Charter 1130 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 2 branches
Q2 2026
$3.0MAssets
$2.7MLoans
$2.2MShares
$793KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 96% of credit unions under $1B in assets in TX (rank 9 of 235).
- Widest gap: nonperforming loans / loans trails 91% of credit unions under $1B in assets in TX (rank 215 of 235).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.34%
Rank 150 of 235
Net Interest Margin
5.45%
Rank 9 of 235
Efficiency Ratio
93.98%
Rank 188 of 235
Equity / Assets
26.69%
Rank 24 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.34% | 0.17% | 0.57% | 1.10% | Beats 36% | 150 / 235 | |
| Return on Equity | 1.26% | 1.03% | 4.30% | 7.58% | Beats 26% | 173 / 235 | |
| Net Interest Margin | 5.45% | 3.32% | 3.89% | 4.35% | Beats 96% | 9 / 235 | |
| Efficiency Ratio | 93.98% | 70.60% | 82.00% | 91.57% | Beats 20% | 188 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.42% | 0.20% | 0.59% | 1.14% | Beats 9% | 215 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 26.69% | 11.30% | 14.41% | 19.49% | Beats 90% | 24 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 26.69% | 11.30% | 14.41% | 19.49% | Beats 90% | 24 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 125.87% | 54.18% | 67.38% | 81.66% | 99th pctl | 2 / 235 | |
| Loans / Assets | 91.72% | 43.80% | 56.63% | 68.64% | 100th pctl | 1 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |