Salem VA Medical Center
Salem, VA · Charter 1127 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$93.5MAssets
$59.3MLoans
$77.8MShares
$12.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 82% of credit unions under $1B in assets (rank 308 of 1682).
- Widest gap: efficiency ratio trails 71% of credit unions under $1B in assets (rank 1198 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.71%
Rank 863 of 1,683
Net Interest Margin
3.94%
Rank 721 of 1,683
Efficiency Ratio
85.28%
Rank 1,198 of 1,682
Equity / Assets
13.02%
Rank 817 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.35% | 0.74% | 1.18% | Beats 49% | 863 / 1,683 | | |
| Return on Equity | 5.47% | 2.67% | 5.89% | 8.74% | Beats 46% | 903 / 1,681 | | |
| Net Interest Margin | 3.94% | 3.31% | 3.82% | 4.32% | Beats 57% | 721 / 1,683 | | |
| Efficiency Ratio | 85.28% | 68.91% | 78.20% | 86.93% | Beats 29% | 1,198 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.16% | 0.26% | 0.65% | 1.29% | Beats 82% | 308 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.02% | 10.44% | 12.89% | 16.53% | Beats 51% | 817 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.02% | 10.44% | 12.89% | 16.53% | Beats 51% | 817 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.24% | 52.61% | 69.38% | 83.50% | 62nd pctl | 637 / 1,683 | | |
| Loans / Assets | 63.46% | 44.71% | 59.18% | 70.72% | 60th pctl | 680 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |