New Dimensions
Waterville, ME · Charter 11253 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$244.1MAssets
$197.6MLoans
$209.3MShares
$19.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 59% of credit unions under $1B in assets (rank 694 of 1683).
- Widest gap: equity / assets trails 96% of credit unions under $1B in assets (rank 1624 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.54%
Rank 1,086 of 1,683
Net Interest Margin
3.97%
Rank 694 of 1,683
Efficiency Ratio
84.82%
Rank 1,178 of 1,682
Equity / Assets
7.93%
Rank 1,624 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.54% | 0.35% | 0.74% | 1.18% | Beats 35% | 1,086 / 1,683 | |
| Return on Equity | 6.77% | 2.67% | 5.89% | 8.74% | Beats 58% | 700 / 1,681 | |
| Net Interest Margin | 3.97% | 3.31% | 3.82% | 4.32% | Beats 59% | 694 / 1,683 | |
| Efficiency Ratio | 84.82% | 68.91% | 78.20% | 86.93% | Beats 30% | 1,178 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.54% | 0.26% | 0.65% | 1.29% | Beats 21% | 1,338 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.93% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,624 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.93% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,624 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 94.37% | 52.61% | 69.38% | 83.50% | 93rd pctl | 125 / 1,683 | |
| Loans / Assets | 80.94% | 44.71% | 59.18% | 70.72% | 93rd pctl | 117 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |