Bank of Milton
Milton, WI · Cert 11232 · Peer group: banks under $1B in assets in WI (n=110-113) · Milton Bancshares Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
$221.4MAssets
$172.2MLoans
$193.7MDeposits
$18.3MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in WI (rank 37 of 110).
- Widest gap: total risk-based capital ratio trails 95% of banks under $1B in assets in WI (rank 107 of 113).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.58%
Rank 27 of 113
Net Interest Margin
3.98%
Rank 24 of 113
Efficiency Ratio
50.20%
Rank 23 of 113
Equity / Assets
8.28%
Rank 98 of 113
Non-interest income vs. expense
Unfavorable gap of $4.1M · efficiency ratio beats 81% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.58% | 0.85% | 1.17% | 1.51% | Beats 76% | 27 / 113 | |
| Return on Equity | 19.04% | 7.70% | 10.77% | 13.67% | Beats 95% | 6 / 113 | |
| Net Interest Margin | 3.98% | 3.19% | 3.59% | 3.89% | Beats 79% | 24 / 113 | |
| Efficiency Ratio | 50.20% | 54.61% | 62.43% | 71.88% | Beats 81% | 23 / 113 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.34% | 0.03% | 0.24% | 0.91% | Beats 7% | 103 / 110 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 100% | 37 / 110 | |
| Capital |
| Tier 1 Capital Ratio | 9.51% | 11.22% | 12.95% | 15.76% | Beats 5% | 107 / 113 | |
| Total Risk-Based Capital Ratio | 9.51% | 11.57% | 13.59% | 16.73% | Beats 5% | 107 / 113 | |
| Equity / Assets | 8.28% | 9.17% | 10.74% | 13.13% | Beats 13% | 98 / 113 | |
| Liquidity & Funding |
| Loans / Deposits | 88.91% | 76.54% | 86.37% | 98.93% | 57th pctl | 48 / 112 | |
| Loans / Assets | 77.78% | 63.07% | 71.33% | 78.84% | 68th pctl | 36 / 113 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |