PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Litho Syracuse

Camillus, NY · Charter 11205

Q2 1995

$266KAssets
$220KLoans
$232KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.71%.
  • Asset quality: problem loans at 4.79% of loans.
  • Funding: loans stand at 94.56% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

1.71%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets3.90%4.10%1.71%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans1.25%1.06%4.79%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans4.95%5.05%4.92%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares76.18%80.47%94.56%n/a
Liquid Assets / Assets22.50%21.68%12.70%n/a