Groveport, OH · Charter 11170
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.79% | 0.78% | 0.78% | 0.74% | 0.68% | -11 bps | |
| Return on Equity | 7.88% | 7.67% | 7.76% | 7.27% | 6.68% | -120 bps | |
| Net Interest Margin | 3.17% | 3.26% | 3.22% | 3.50% | 3.44% | +27 bps | |
| Efficiency Ratio | 75.96% | 76.21% | 75.97% | 79.24% | 80.22% | +426 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.17% | 4.39% | 5.53% | 5.04% | 6.14% | +198 bps | |
| Loan Growth (YoY) | 4.78% | 7.23% | 10.32% | 8.39% | 4.84% | +6 bps | |
| Share Growth (YoY) | 3.90% | 3.29% | 4.86% | 4.91% | 6.15% | +225 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.38% | 0.37% | 0.27% | 0.13% | 0.12% | -25 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.04% | 10.19% | 10.07% | 10.15% | 10.16% | +12 bps | |
| Net Worth / Assets | 10.04% | 10.19% | 10.07% | 10.15% | 10.16% | +12 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 71.61% | 72.20% | 72.02% | 73.41% | 70.73% | -88 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |