First Service
Groveport, OH · Charter 11170 · Peer group: credit unions under $1B in assets in the Columbus, OH area (n=18)
NCUA · 5 branches
Q2 2026
$236.3MAssets
$149.1MLoans
$210.8MShares
$24.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 89% of credit unions under $1B in assets in the Columbus, OH area (rank 3 of 18).
- Widest gap: net interest margin trails 67% of credit unions under $1B in assets in the Columbus, OH area (rank 12 of 18).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.68%
Rank 11 of 18
Net Interest Margin
3.44%
Rank 12 of 18
Efficiency Ratio
80.23%
Rank 12 of 18
Equity / Assets
10.16%
Rank 11 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.68% | 0.59% | 0.76% | 0.99% | Beats 39% | 11 / 18 | | |
| Return on Equity | 6.68% | 4.13% | 7.59% | 9.05% | Beats 39% | 11 / 18 | | |
| Net Interest Margin | 3.44% | 3.24% | 3.56% | 3.79% | Beats 33% | 12 / 18 | | |
| Efficiency Ratio | 80.23% | 72.20% | 76.10% | 84.19% | Beats 39% | 12 / 18 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.12% | 0.37% | 0.66% | 1.08% | Beats 89% | 3 / 18 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.16% | 9.66% | 10.67% | 11.63% | Beats 39% | 11 / 18 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.16% | 9.66% | 10.67% | 11.63% | Beats 39% | 11 / 18 | | |
| Liquidity & Funding |
| Loans / Deposits | 70.73% | 47.40% | 66.89% | 76.69% | 61st pctl | 7 / 18 | | |
| Loans / Assets | 63.10% | 43.35% | 60.60% | 69.11% | 61st pctl | 7 / 18 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |