Groveport, OH · Charter 11170
NCUA · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Columbus, OH area (n=18). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
39
Asset Quality
89
Profitability
37
Liquidity
70
Efficiency
39
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Groveport, OH · Charter 11170
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.79% | 0.78% | 0.78% | 0.74% | 0.68% | -11 bps | |
| Return on Equity | 7.88% | 7.67% | 7.76% | 7.27% | 6.68% | -120 bps | |
| Net Interest Margin | 3.17% | 3.26% | 3.22% | 3.50% | 3.44% | +27 bps | |
| Efficiency Ratio | 75.96% | 76.21% | 75.97% | 79.24% | 80.22% | +426 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.17% | 4.39% | 5.53% | 5.04% | 6.14% | +198 bps | |
| Loan Growth (YoY) | 4.78% | 7.23% | 10.32% | 8.39% | 4.84% | +6 bps | |
| Share Growth (YoY) | 3.90% | 3.29% | 4.86% | 4.91% | 6.15% | +225 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.38% | 0.37% | 0.27% | 0.13% | 0.12% | -25 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.04% | 10.19% | 10.07% | 10.15% | 10.16% | +12 bps | |
| Net Worth / Assets | 10.04% | 10.19% | 10.07% | 10.15% | 10.16% | +12 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 71.61% | 72.20% | 72.02% | 73.41% | 70.73% | -88 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Groveport, OH · Charter 11170 · Peer group: credit unions under $1B in assets in the Columbus, OH area (n=18)
NCUA · 5 branches
Q2 2026
Return on Assets
0.68%
Rank 11 of 18
Net Interest Margin
3.44%
Rank 12 of 18
Efficiency Ratio
80.23%
Rank 12 of 18
Equity / Assets
10.16%
Rank 11 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.68% | 0.59% | 0.76% | 0.99% | Beats 39% | 11 / 18 | |
| Return on Equity | 6.68% | 4.13% | 7.59% | 9.05% | Beats 39% | 11 / 18 | |
| Net Interest Margin | 3.44% | 3.24% | 3.56% | 3.79% | Beats 33% | 12 / 18 | |
| Efficiency Ratio | 80.23% | 72.20% | 76.10% | 84.19% | Beats 39% | 12 / 18 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.12% | 0.37% | 0.66% | 1.08% | Beats 89% | 3 / 18 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 10.16% | 9.66% | 10.67% | 11.63% | Beats 39% | 11 / 18 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 10.16% | 9.66% | 10.67% | 11.63% | Beats 39% | 11 / 18 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 70.73% | 47.40% | 66.89% | 76.69% | 61st pctl | 7 / 18 | |
| Loans / Assets | 63.10% | 43.35% | 60.60% | 69.11% | 61st pctl | 7 / 18 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||