Blue Coast
Perry, FL · Charter 11154 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$188.5MAssets
$138.9MLoans
$167.8MShares
$18.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 64% of credit unions under $1B in assets (rank 604 of 1681).
- Widest gap: equity / assets trails 83% of credit unions under $1B in assets (rank 1399 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.71%
Rank 868 of 1,683
Net Interest Margin
3.55%
Rank 1,089 of 1,683
Efficiency Ratio
79.94%
Rank 933 of 1,682
Equity / Assets
9.68%
Rank 1,399 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.35% | 0.74% | 1.18% | Beats 48% | 868 / 1,683 | |
| Return on Equity | 7.34% | 2.67% | 5.89% | 8.74% | Beats 64% | 604 / 1,681 | |
| Net Interest Margin | 3.55% | 3.31% | 3.82% | 4.32% | Beats 35% | 1,089 / 1,683 | |
| Efficiency Ratio | 79.94% | 68.91% | 78.20% | 86.93% | Beats 45% | 933 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.46% | 0.26% | 0.65% | 1.29% | Beats 62% | 632 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.68% | 10.44% | 12.89% | 16.53% | Beats 17% | 1,399 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.68% | 10.44% | 12.89% | 16.53% | Beats 17% | 1,399 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 82.81% | 52.61% | 69.38% | 83.50% | 74th pctl | 433 / 1,683 | |
| Loans / Assets | 73.69% | 44.71% | 59.18% | 70.72% | 81st pctl | 316 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |