Coastline
Jacksonville, FL · Charter 1115 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$136.2MAssets
$87.1MLoans
$120.7MShares
$15.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 65% of credit unions under $1B in assets (rank 587 of 1682).
- Widest gap: return on assets trails 81% of credit unions under $1B in assets (rank 1360 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.23%
Rank 1,360 of 1,683
Net Interest Margin
3.83%
Rank 837 of 1,683
Efficiency Ratio
88.93%
Rank 1,345 of 1,682
Equity / Assets
11.63%
Rank 1,053 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.23% | 0.35% | 0.74% | 1.18% | Beats 19% | 1,360 / 1,683 | |
| Return on Equity | 2.02% | 2.67% | 5.89% | 8.74% | Beats 20% | 1,343 / 1,681 | |
| Net Interest Margin | 3.83% | 3.31% | 3.82% | 4.32% | Beats 50% | 837 / 1,683 | |
| Efficiency Ratio | 88.93% | 68.91% | 78.20% | 86.93% | Beats 20% | 1,345 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.41% | 0.26% | 0.65% | 1.29% | Beats 65% | 587 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.63% | 10.44% | 12.89% | 16.53% | Beats 37% | 1,052 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.63% | 10.44% | 12.89% | 16.53% | Beats 37% | 1,053 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 72.16% | 52.61% | 69.38% | 83.50% | 55th pctl | 756 / 1,683 | |
| Loans / Assets | 63.92% | 44.71% | 59.18% | 70.72% | 61st pctl | 664 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |