Security Service
San Antonio, TX · Charter 11065 · Peer group: credit unions any (n=25)
NCUA · 72 branches
Q2 2026
$14.4BAssets
$11.4BLoans
$11.2BShares
$1.6BNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 56% of credit unions any (rank 11 of 25).
- Widest gap: efficiency ratio trails 96% of credit unions any (rank 25 of 25).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.53%
Rank 20 of 25
Net Interest Margin
2.97%
Rank 16 of 25
Efficiency Ratio
81.60%
Rank 25 of 25
Equity / Assets
11.08%
Rank 11 of 25
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.53% | 0.54% | 0.87% | 1.36% | Beats 20% | 20 / 25 | |
| Return on Equity | 4.81% | 5.49% | 9.20% | 10.99% | Beats 12% | 22 / 25 | |
| Net Interest Margin | 2.97% | 2.86% | 3.13% | 3.50% | Beats 36% | 16 / 25 | |
| Efficiency Ratio | 81.60% | 54.62% | 61.07% | 70.28% | Beats 4% | 25 / 25 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.03% | 0.64% | 0.92% | 1.30% | Beats 48% | 14 / 25 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.08% | 9.55% | 10.72% | 11.84% | Beats 56% | 11 / 25 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.08% | 9.55% | 10.72% | 11.84% | Beats 56% | 11 / 25 | |
| Liquidity & Funding |
| Loans / Deposits | 101.87% | 81.23% | 88.75% | 93.33% | 92nd pctl | 2 / 25 | |
| Loans / Assets | 79.62% | 68.82% | 78.26% | 79.51% | 76th pctl | 6 / 25 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |