Pba
Pine Bluff, AR · Charter 11045 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$11.3MAssets
$7.5MLoans
$8.0MShares
$3.3MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 97% of credit unions under $1B in assets (rank 58 of 1683).
- Widest gap: return on assets trails 93% of credit unions under $1B in assets (rank 1567 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
-0.42%
Rank 1,567 of 1,683
Net Interest Margin
4.76%
Rank 226 of 1,683
Efficiency Ratio
72.43%
Rank 561 of 1,682
Equity / Assets
29.30%
Rank 58 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.42% | 0.35% | 0.74% | 1.18% | Beats 7% | 1,567 / 1,683 | | |
| Return on Equity | -1.44% | 2.67% | 5.89% | 8.74% | Beats 9% | 1,533 / 1,681 | | |
| Net Interest Margin | 4.76% | 3.31% | 3.82% | 4.32% | Beats 87% | 226 / 1,683 | | |
| Efficiency Ratio | 72.43% | 68.91% | 78.20% | 86.93% | Beats 67% | 561 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.20% | 0.26% | 0.65% | 1.29% | Beats 80% | 342 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 29.30% | 10.44% | 12.89% | 16.53% | Beats 97% | 58 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 29.30% | 10.44% | 12.89% | 16.53% | Beats 97% | 58 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 94.21% | 52.61% | 69.38% | 83.50% | 92nd pctl | 127 / 1,683 | | |
| Loans / Assets | 66.10% | 44.71% | 59.18% | 70.72% | 65th pctl | 595 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |