Grasslands
Circle, MT · Charter 11030 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$141.5MAssets
$74.0MLoans
$120.5MShares
$19.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 90% of credit unions under $1B in assets (rank 177 of 1682).
- Widest gap: net interest margin trails 82% of credit unions under $1B in assets (rank 1380 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.13%
Rank 478 of 1,683
Net Interest Margin
3.12%
Rank 1,380 of 1,683
Efficiency Ratio
68.91%
Rank 420 of 1,682
Equity / Assets
13.49%
Rank 746 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.13% | 0.35% | 0.74% | 1.18% | Beats 72% | 478 / 1,683 | |
| Return on Equity | 8.35% | 2.67% | 5.89% | 8.74% | Beats 72% | 466 / 1,681 | |
| Net Interest Margin | 3.12% | 3.31% | 3.82% | 4.32% | Beats 18% | 1,380 / 1,683 | |
| Efficiency Ratio | 68.91% | 68.91% | 78.20% | 86.93% | Beats 75% | 420 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.05% | 0.26% | 0.65% | 1.29% | Beats 90% | 177 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.49% | 10.44% | 12.89% | 16.53% | Beats 56% | 746 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.49% | 10.44% | 12.89% | 16.53% | Beats 56% | 746 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 61.43% | 52.61% | 69.38% | 83.50% | 36th pctl | 1,069 / 1,683 | |
| Loans / Assets | 52.34% | 44.71% | 59.18% | 70.72% | 38th pctl | 1,045 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |