Grand Missouri Bank
Bolivar, MO · Cert 11003 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Stark Bancshares Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
$151.1MAssets
$123.3MLoans
$127.0MDeposits
$21.4MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 88% of banks under $1B in assets operating in a single state (rank 91 of 746).
- Widest gap: return on equity trails 75% of banks under $1B in assets operating in a single state (rank 560 of 746).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.95%
Rank 429 of 746
Net Interest Margin
4.49%
Rank 91 of 746
Efficiency Ratio
70.39%
Rank 477 of 746
Equity / Assets
14.15%
Rank 136 of 746
Non-interest income vs. expense
Unfavorable gap of $4.4M · efficiency ratio beats 36% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.95% | 0.72% | 1.06% | 1.45% | Beats 42% | 429 / 746 | | |
| Return on Equity | 6.74% | 6.74% | 10.51% | 13.63% | Beats 25% | 560 / 746 | | |
| Net Interest Margin | 4.49% | 3.17% | 3.68% | 4.16% | Beats 88% | 91 / 746 | | |
| Efficiency Ratio | 70.39% | 55.74% | 64.58% | 75.47% | Beats 36% | 477 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.22% | 0.09% | 0.42% | 1.07% | Beats 65% | 262 / 743 | | |
| Net Charge-Offs / Loans | 0.03% | 0.00% | 0.01% | 0.05% | Beats 35% | 483 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 13.72% | 11.55% | 13.75% | 17.60% | Beats 50% | 374 / 746 | | |
| Total Risk-Based Capital Ratio | 13.72% | 11.71% | 14.33% | 18.43% | Beats 44% | 415 / 746 | | |
| Equity / Assets | 14.15% | 8.90% | 10.51% | 13.06% | Beats 82% | 136 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 97.12% | 61.31% | 78.27% | 90.78% | 87th pctl | 99 / 746 | | |
| Loans / Assets | 81.62% | 53.60% | 66.97% | 76.08% | 89th pctl | 82 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |