Eagle Valley Bank
Griggsville, IL · Cert 10883 · Peer group: banks under $1B in assets in IL (n=149-151) · Griggsville Bancshares Inc.
State charter, non-member · FDIC · 5 branches
Q2 2026
$229.6MAssets
$191.6MLoans
$203.0MDeposits
$23.6MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 91% of banks under $1B in assets in IL (rank 13 of 151).
- Widest gap: total risk-based capital ratio trails 94% of banks under $1B in assets in IL (rank 142 of 151).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.21%
Rank 52 of 151
Net Interest Margin
4.27%
Rank 13 of 151
Efficiency Ratio
64.89%
Rank 76 of 151
Equity / Assets
10.28%
Rank 87 of 151
Non-interest income vs. expense
Unfavorable gap of $6.1M · efficiency ratio beats 50% of banks under $1B in assets in IL | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.21% | 0.70% | 1.03% | 1.34% | Beats 66% | 52 / 151 | | |
| Return on Equity | 11.76% | 6.74% | 9.34% | 12.94% | Beats 68% | 49 / 151 | | |
| Net Interest Margin | 4.27% | 3.02% | 3.43% | 3.83% | Beats 91% | 13 / 151 | | |
| Efficiency Ratio | 64.89% | 54.64% | 64.89% | 72.50% | Beats 50% | 76 / 151 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.20% | 0.66% | 1.77% | Beats 53% | 71 / 149 | | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.02% | 0.07% | Beats 64% | 55 / 149 | | |
| Capital |
| Tier 1 Capital Ratio | 10.44% | 11.83% | 14.17% | 18.66% | Beats 7% | 141 / 151 | | |
| Total Risk-Based Capital Ratio | 10.44% | 12.22% | 14.54% | 19.92% | Beats 6% | 142 / 151 | | |
| Equity / Assets | 10.28% | 9.10% | 10.65% | 12.40% | Beats 42% | 87 / 151 | | |
| Liquidity & Funding |
| Loans / Deposits | 94.38% | 54.39% | 71.02% | 80.75% | 93rd pctl | 10 / 149 | | |
| Loans / Assets | 83.42% | 45.91% | 61.31% | 68.01% | 97th pctl | 4 / 151 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |