PackageTrendsPeer
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Memphis Defense

Memphis, TN · Charter 10830

Q4 1995

$8.9MAssets
$3.9MLoans
$6.8MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.67%.
  • Asset quality: problem loans at 3.04% of loans.
  • Funding: loans stand at 56.90% of shares as of Q4 1995.

Financial Results

Return on Assets (YTD, annualized)

2.67%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets2.95%3.01%2.03%2.67%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.99%0.73%1.60%3.04%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans1.47%1.03%1.58%2.31%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares41.52%49.93%56.82%56.90%n/a
Liquid Assets / Assets26.86%27.12%29.38%35.59%n/a