Petefish, Skiles & Company
Virginia, IL · Cert 10829 · Peer group: banks under $1B in assets in IL (n=149-151) · Petefish Skiles Bancshares Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
$501.6MAssets
$355.1MLoans
$439.8MDeposits
$47.4MEquity
Executive Summary
- Strongest standing: return on equity outperforms 85% of banks under $1B in assets in IL (rank 22 of 151).
- Widest gap: total risk-based capital ratio trails 99% of banks under $1B in assets in IL (rank 150 of 151).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.37%
Rank 36 of 151
Net Interest Margin
4.04%
Rank 24 of 151
Efficiency Ratio
62.97%
Rank 69 of 151
Equity / Assets
9.45%
Rank 104 of 151
Non-interest income vs. expense
Unfavorable gap of $11.2M · efficiency ratio beats 55% of banks under $1B in assets in IL | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.37% | 0.70% | 1.03% | 1.34% | Beats 76% | 36 / 151 | | |
| Return on Equity | 14.46% | 6.74% | 9.34% | 12.94% | Beats 85% | 22 / 151 | | |
| Net Interest Margin | 4.04% | 3.02% | 3.43% | 3.83% | Beats 84% | 24 / 151 | | |
| Efficiency Ratio | 62.97% | 54.64% | 64.89% | 72.50% | Beats 55% | 69 / 151 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.14% | 0.20% | 0.66% | 1.77% | Beats 81% | 30 / 149 | | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.02% | 0.07% | Beats 54% | 70 / 149 | | |
| Capital |
| Tier 1 Capital Ratio | 9.12% | 11.83% | 14.17% | 18.66% | Beats 1% | 150 / 151 | | |
| Total Risk-Based Capital Ratio | 9.12% | 12.22% | 14.54% | 19.92% | Beats 1% | 150 / 151 | | |
| Equity / Assets | 9.45% | 9.10% | 10.65% | 12.40% | Beats 31% | 104 / 151 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.75% | 54.39% | 71.02% | 80.75% | 74th pctl | 38 / 149 | | |
| Loans / Assets | 70.79% | 45.91% | 61.31% | 68.01% | 82nd pctl | 27 / 151 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |