The County
Presque Isle, ME · Charter 10794 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 9 branches
Q2 2026
$529.8MAssets
$393.1MLoans
$469.3MShares
$56.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 54% of credit unions under $1B in assets (rank 777 of 1682).
- Widest gap: net interest margin trails 74% of credit unions under $1B in assets (rank 1251 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.50%
Rank 1,134 of 1,683
Net Interest Margin
3.34%
Rank 1,251 of 1,683
Efficiency Ratio
83.22%
Rank 1,100 of 1,682
Equity / Assets
10.73%
Rank 1,209 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.50% | 0.35% | 0.74% | 1.18% | Beats 33% | 1,134 / 1,683 | | |
| Return on Equity | 4.68% | 2.67% | 5.89% | 8.74% | Beats 41% | 989 / 1,681 | | |
| Net Interest Margin | 3.34% | 3.31% | 3.82% | 4.32% | Beats 26% | 1,251 / 1,683 | | |
| Efficiency Ratio | 83.22% | 68.91% | 78.20% | 86.93% | Beats 35% | 1,100 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.58% | 0.26% | 0.65% | 1.29% | Beats 54% | 777 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.73% | 10.44% | 12.89% | 16.53% | Beats 28% | 1,209 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.73% | 10.44% | 12.89% | 16.53% | Beats 28% | 1,209 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 83.76% | 52.61% | 69.38% | 83.50% | 76th pctl | 412 / 1,683 | | |
| Loans / Assets | 74.20% | 44.71% | 59.18% | 70.72% | 82nd pctl | 307 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |