Los Angeles, CA · Charter 1074
NCUA · 12 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.17% | 0.09% | 0.19% | 0.36% | 0.30% | +47 bps | |
| Return on Equity | -1.84% | 0.92% | 1.96% | 3.79% | 3.06% | +491 bps | |
| Net Interest Margin | 4.74% | 4.97% | 4.98% | 4.59% | 4.72% | -2 bps | |
| Efficiency Ratio | 77.22% | 74.85% | 75.74% | 77.83% | 77.83% | +62 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -7.37% | -8.70% | -7.55% | -5.37% | -4.48% | +288 bps | |
| Loan Growth (YoY) | -11.12% | -10.67% | -11.91% | -12.15% | -4.89% | +623 bps | |
| Share Growth (YoY) | -3.62% | -6.09% | -7.13% | -7.07% | -5.79% | -217 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.63% | 1.65% | 1.53% | 1.31% | 1.57% | -6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.27% | 9.83% | 9.67% | 9.54% | 9.86% | +59 bps | |
| Net Worth / Assets | 9.27% | 9.83% | 9.67% | 9.54% | 9.86% | +59 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 102.86% | 106.52% | 105.92% | 100.46% | 103.85% | +98 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |