Farmers Insurance
Los Angeles, CA · Charter 1074 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
$1.3BAssets
$1.2BLoans
$1.1BShares
$131.1MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 99% of credit unions $1B-$10B in assets (rank 5 of 435).
- Widest gap: nonperforming loans / loans trails 91% of credit unions $1B-$10B in assets (rank 398 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.30%
Rank 389 of 435
Net Interest Margin
4.72%
Rank 5 of 435
Efficiency Ratio
77.83%
Rank 326 of 435
Equity / Assets
9.86%
Rank 320 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.30% | 0.55% | 0.81% | 1.14% | Beats 11% | 389 / 435 | |
| Return on Equity | 3.06% | 5.12% | 7.41% | 9.70% | Beats 11% | 388 / 435 | |
| Net Interest Margin | 4.72% | 3.01% | 3.39% | 3.75% | Beats 99% | 5 / 435 | |
| Efficiency Ratio | 77.83% | 65.25% | 71.39% | 77.86% | Beats 25% | 326 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.57% | 0.45% | 0.69% | 1.05% | Beats 9% | 398 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.86% | 9.81% | 10.84% | 12.63% | Beats 26% | 320 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.86% | 9.81% | 10.84% | 12.63% | Beats 26% | 320 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 103.85% | 78.33% | 88.38% | 95.61% | 92nd pctl | 35 / 435 | |
| Loans / Assets | 89.08% | 67.69% | 74.58% | 80.80% | 98th pctl | 9 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |