Communities of Abilene
Abilene, TX · Charter 10706 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 2 branches
Q2 2026
$161.1MAssets
$97.7MLoans
$151.1MShares
$17.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 74% of credit unions under $1B in assets in TX (rank 62 of 235).
- Widest gap: net interest margin trails 80% of credit unions under $1B in assets in TX (rank 188 of 235).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.43%
Rank 142 of 235
Net Interest Margin
3.24%
Rank 188 of 235
Efficiency Ratio
85.05%
Rank 142 of 235
Equity / Assets
10.86%
Rank 183 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.43% | 0.17% | 0.57% | 1.10% | Beats 40% | 142 / 235 | |
| Return on Equity | 3.93% | 1.03% | 4.30% | 7.58% | Beats 46% | 126 / 235 | |
| Net Interest Margin | 3.24% | 3.32% | 3.89% | 4.35% | Beats 20% | 188 / 235 | |
| Efficiency Ratio | 85.05% | 70.60% | 82.00% | 91.57% | Beats 40% | 142 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.23% | 0.20% | 0.59% | 1.14% | Beats 74% | 62 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.86% | 11.30% | 14.41% | 19.49% | Beats 22% | 183 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.86% | 11.30% | 14.41% | 19.49% | Beats 22% | 183 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 64.69% | 54.18% | 67.38% | 81.66% | 44th pctl | 132 / 235 | |
| Loans / Assets | 60.68% | 43.80% | 56.63% | 68.64% | 58th pctl | 98 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |