Knox County Teachers
Knoxville, TN · Charter 10676 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$34.4MAssets
$20.4MLoans
$28.9MShares
$5.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 92% of credit unions under $1B in assets (rank 143 of 1682).
- Widest gap: net interest margin trails 49% of credit unions under $1B in assets (rank 831 of 1683).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.34%
Rank 323 of 1,683
Net Interest Margin
3.83%
Rank 831 of 1,683
Efficiency Ratio
66.67%
Rank 350 of 1,682
Equity / Assets
15.47%
Rank 503 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.34% | 0.35% | 0.74% | 1.18% | Beats 81% | 323 / 1,683 | |
| Return on Equity | 8.68% | 2.67% | 5.89% | 8.74% | Beats 74% | 431 / 1,681 | |
| Net Interest Margin | 3.83% | 3.31% | 3.82% | 4.32% | Beats 51% | 831 / 1,683 | |
| Efficiency Ratio | 66.67% | 68.91% | 78.20% | 86.93% | Beats 79% | 350 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.01% | 0.26% | 0.65% | 1.29% | Beats 92% | 143 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.47% | 10.44% | 12.89% | 16.53% | Beats 70% | 503 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.47% | 10.44% | 12.89% | 16.53% | Beats 70% | 503 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 70.78% | 52.61% | 69.38% | 83.50% | 53rd pctl | 797 / 1,683 | |
| Loans / Assets | 59.35% | 44.71% | 59.18% | 70.72% | 50th pctl | 836 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |