Bank of Steinauer
Steinauer, NE · Cert 10635 · Peer group: banks under $1B in assets in NE (n=83) · Steinauer Bcorp
State charter, non-member · FDIC · 1 branch
Q2 2026
$19.0MAssets
$13.0MLoans
$16.5MDeposits
$1.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in NE (rank 19 of 83).
- Widest gap: efficiency ratio trails 90% of banks under $1B in assets in NE (rank 76 of 83).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.20%
Rank 41 of 83
Net Interest Margin
4.08%
Rank 17 of 83
Efficiency Ratio
77.61%
Rank 76 of 83
Equity / Assets
10.10%
Rank 60 of 83
Non-interest income vs. expense
Unfavorable gap of $762K · efficiency ratio beats 10% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.20% | 0.93% | 1.20% | 1.51% | Beats 51% | 41 / 83 | | |
| Return on Equity | 11.86% | 8.04% | 10.34% | 13.11% | Beats 63% | 31 / 83 | | |
| Net Interest Margin | 4.08% | 3.25% | 3.62% | 4.02% | Beats 80% | 17 / 83 | | |
| Efficiency Ratio | 77.61% | 51.13% | 59.95% | 67.19% | Beats 10% | 76 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.19% | 0.96% | Beats 100% | 19 / 83 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.02% | Beats 100% | 33 / 83 | | |
| Capital |
| Tier 1 Capital Ratio | 15.29% | 10.94% | 13.24% | 16.62% | Beats 67% | 27 / 83 | | |
| Total Risk-Based Capital Ratio | 15.88% | 11.04% | 13.54% | 17.63% | Beats 66% | 28 / 83 | | |
| Equity / Assets | 10.10% | 9.90% | 11.31% | 13.84% | Beats 28% | 60 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 79.04% | 71.97% | 83.15% | 92.22% | 39th pctl | 51 / 83 | | |
| Loans / Assets | 68.44% | 57.96% | 69.15% | 77.64% | 48th pctl | 43 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |