PackageTrendsPeer
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Preferred Bank

Rothville, MO · Cert 10628 · Peer group: banks under $1B in assets in the Kansas City, MO-KS area (n=39-40) · Bor Bcorp

State charter, non-member · FDIC · 5 branches

Q2 2026

$134.5MAssets
$62.5MLoans
$126.2MDeposits
$6.0MEquity

Executive Summary

  • Strongest standing: return on equity outperforms 83% of banks under $1B in assets in the Kansas City, MO-KS area (rank 7 of 40).
  • Widest gap: equity / assets trails 97% of banks under $1B in assets in the Kansas City, MO-KS area (rank 39 of 40).
  • Overall: at or above the peer median on 4 of 9 directional measures.

Return on Assets

0.98%

Rank 32 of 40

Net Interest Margin

3.28%

Rank 32 of 40

Efficiency Ratio

66.98%

Rank 29 of 40

Equity / Assets

4.43%

Rank 39 of 40

Non-interest income vs. expense

$0.5M$3.4MINCOMEEXPENSE
Unfavorable gap of $2.9M · efficiency ratio beats 30% of banks under $1B in assets in the Kansas City, MO-KS area
Bank 66.98%Peer median 58.1%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets0.98%1.02%1.39%1.86%Beats 20%32 / 40
Return on Equity22.06%10.74%14.78%21.32%Beats 83%7 / 40
Net Interest Margin3.28%3.33%4.05%4.63%Beats 20%32 / 40
Efficiency Ratio66.98%51.70%58.10%69.29%Beats 30%29 / 40
Asset Quality
Nonperforming Loans / Loans0.18%0.05%0.20%1.11%Beats 54%19 / 39
Net Charge-Offs / Loans0.01%n/a0.00%0.05%Beats 36%26 / 39
Capital
Tier 1 Capital Ratio17.71%11.32%12.27%16.94%Beats 80%8 / 40
Total Risk-Based Capital Ratio18.62%11.32%13.09%17.63%Beats 80%8 / 40
Equity / Assets4.43%8.41%10.10%12.34%Beats 3%39 / 40
Liquidity & Funding
Loans / Deposits49.49%73.50%85.60%94.85%10th pctl36 / 40
Loans / Assets46.45%62.75%69.87%79.23%10th pctl36 / 40
Brokered Deposits / Depositsn/aNot reported for this institution