Boeing Company Monrovia

Monrovia, CA · Charter 10605

Q2 1998

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2

Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 1998, the quarter ended June 30, 1998, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Monrovia, CA · Charter 10605

Q2 1998

$7.4MAssets

$3.4MLoans

$6.3MShares

n/aNet Worth

Return on Assets (YTD, annualized)

3.80%-43 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

Metric	Q4 1994	Q2 1995	Q4 1995	Q2 1996	Q4 1996	Q2 1997	Q4 1997	Q2 1998	YoY Δ	Trend
Earnings
Return on Assets	4.61%	3.82%	4.12%	4.24%	4.44%	4.70%	4.52%	3.80%	-43 bps
Return on Equity	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Interest Margin	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Efficiency Ratio	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Growth
Asset Growth (YoY)	n/a	n/a	n/a	-5.75%	-0.20%	6.41%	7.68%	-1.37%	+438 bps
Loan Growth (YoY)	n/a	n/a	n/a	-4.04%	1.07%	2.48%	4.71%	2.75%	+679 bps
Share Growth (YoY)	n/a	n/a	n/a	-7.27%	-1.56%	4.88%	7.40%	-4.03%	+325 bps
Asset Quality
Delinquent Loans / Loans	0.92%	0.50%	0.63%	0.42%	0.24%	0.03%	0.49%	0.81%	+39 bps
Net Charge-Offs / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Allowance / Loans	0.51%	0.74%	0.93%	0.50%	0.85%	0.62%	0.75%	0.97%	+47 bps
Capital
Risk-Based Capital	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Worth / Assets	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Liquidity & Funding
Loans / Shares	52.54%	54.70%	57.63%	50.11%	53.94%	53.45%	56.19%	53.65%	+354 bps
Liquid Assets / Assets	12.97%	14.34%	12.71%	17.54%	21.08%	24.78%	29.98%	38.70%	+2,116 bps