Lincone
Lincoln, NE · Charter 10585 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$183.6MAssets
$87.5MLoans
$157.7MShares
$23.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 80% of credit unions under $1B in assets (rank 335 of 1683).
- Widest gap: equity / assets trails 52% of credit unions under $1B in assets (rank 880 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.05%
Rank 554 of 1,683
Net Interest Margin
4.49%
Rank 335 of 1,683
Efficiency Ratio
75.31%
Rank 690 of 1,682
Equity / Assets
12.67%
Rank 880 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.05% | 0.35% | 0.74% | 1.18% | Beats 67% | 554 / 1,683 | |
| Return on Equity | 8.25% | 2.67% | 5.89% | 8.74% | Beats 72% | 479 / 1,681 | |
| Net Interest Margin | 4.49% | 3.31% | 3.82% | 4.32% | Beats 80% | 335 / 1,683 | |
| Efficiency Ratio | 75.31% | 68.91% | 78.20% | 86.93% | Beats 59% | 690 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.58% | 0.26% | 0.65% | 1.29% | Beats 54% | 768 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.67% | 10.44% | 12.89% | 16.53% | Beats 48% | 880 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.67% | 10.44% | 12.89% | 16.53% | Beats 48% | 880 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 55.47% | 52.61% | 69.38% | 83.50% | 29th pctl | 1,203 / 1,683 | |
| Loans / Assets | 47.64% | 44.71% | 59.18% | 70.72% | 30th pctl | 1,180 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |