Fitzsimons
Aurora, CO · Charter 10572 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$211.4MAssets
$152.2MLoans
$169.6MShares
$30.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 64% of credit unions under $1B in assets (rank 611 of 1683).
- Widest gap: nonperforming loans / loans trails 86% of credit unions under $1B in assets (rank 1442 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.22%
Rank 1,374 of 1,683
Net Interest Margin
3.95%
Rank 712 of 1,683
Efficiency Ratio
80.88%
Rank 971 of 1,682
Equity / Assets
14.40%
Rank 611 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.22% | 0.35% | 0.74% | 1.18% | Beats 18% | 1,374 / 1,683 | | |
| Return on Equity | 1.51% | 2.67% | 5.89% | 8.74% | Beats 18% | 1,385 / 1,681 | | |
| Net Interest Margin | 3.95% | 3.31% | 3.82% | 4.32% | Beats 58% | 712 / 1,683 | | |
| Efficiency Ratio | 80.88% | 68.91% | 78.20% | 86.93% | Beats 42% | 971 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.97% | 0.26% | 0.65% | 1.29% | Beats 14% | 1,442 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.40% | 10.44% | 12.89% | 16.53% | Beats 64% | 611 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.40% | 10.44% | 12.89% | 16.53% | Beats 64% | 611 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.71% | 52.61% | 69.38% | 83.50% | 86th pctl | 243 / 1,683 | | |
| Loans / Assets | 72.00% | 44.71% | 59.18% | 70.72% | 78th pctl | 378 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |