Scurry County School
Snyder, TX · Charter 10551 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$13.2MAssets
$7.3MLoans
$11.4MShares
$1.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 53% of credit unions under $1B in assets in TX (rank 111 of 235).
- Widest gap: efficiency ratio trails 100% of credit unions under $1B in assets in TX (rank 235 of 235).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-4.84%
Rank 235 of 235
Net Interest Margin
2.40%
Rank 231 of 235
Efficiency Ratio
133.75%
Rank 235 of 235
Equity / Assets
13.89%
Rank 125 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -4.84% | 0.17% | 0.57% | 1.10% | Beats 0% | 235 / 235 | |
| Return on Equity | -34.80% | 1.03% | 4.30% | 7.58% | Beats 0% | 235 / 235 | |
| Net Interest Margin | 2.40% | 3.32% | 3.89% | 4.35% | Beats 2% | 231 / 235 | |
| Efficiency Ratio | 133.75% | 70.60% | 82.00% | 91.57% | Beats 0% | 235 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.54% | 0.20% | 0.59% | 1.14% | Beats 53% | 111 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.89% | 11.30% | 14.41% | 19.49% | Beats 47% | 125 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.89% | 11.30% | 14.41% | 19.49% | Beats 47% | 125 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 63.93% | 54.18% | 67.38% | 81.66% | 42nd pctl | 136 / 235 | |
| Loans / Assets | 54.96% | 43.80% | 56.63% | 68.64% | 46th pctl | 128 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |