Jonesville, LA · Cert 10532 · Catahoula Holding Co.
State charter, non-member · FDIC · 7 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets operating in a single state (n=743 to 746). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
31
Asset Quality
7
Profitability
63
Liquidity
64
Efficiency
63
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Jonesville, LA · Cert 10532 · Catahoula Holding Co.
State charter, non-member · FDIC · 7 branches
Q2 2026
Market Position · Lafayette, LA · 2026 SOD (annual) · 0.3% share · #29 of 41 inst. · $0.0B of $12.2B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.73% | 1.55% | 1.47% | 1.48% | 1.58% | 1.47% | 1.12% | 1.26% | -22 bps | |
| Return on Equity | 18.10% | 16.17% | 14.77% | 14.54% | 15.26% | 14.08% | 10.65% | 11.97% | -257 bps | |
| Net Interest Margin | 4.28% | 4.21% | 4.17% | 4.35% | 4.38% | 4.30% | 3.99% | 3.99% | -36 bps | |
| Efficiency Ratio | 54.84% | 58.01% | 57.10% | 55.52% | 55.08% | 59.03% | 61.98% | 59.69% | +418 bps | |
| Non-Interest Burden | 2.13% | 2.20% | 2.14% | 2.18% | 2.19% | 2.34% | 2.31% | 2.21% | +3 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.18% | 7.42% | 5.11% | 0.38% | 2.32% | 3.25% | 9.14% | 11.96% | +1,158 bps | |
| Loan Growth (YoY) | 13.28% | 11.48% | 3.25% | 0.77% | -4.38% | -8.47% | -7.20% | -9.57% | -1,034 bps | |
| Deposit Growth (YoY) | 12.71% | 11.04% | 8.18% | 2.72% | 1.49% | 2.08% | 8.95% | 12.18% | +946 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.90% | 1.92% | 2.48% | 1.77% | 2.18% | 2.40% | 2.41% | 2.58% | +81 bps | |
| Net Charge-Offs / Loans | 0.07% | 0.13% | 0.04% | 0.03% | 0.03% | 0.15% | 0.78% | 0.45% | +42 bps | |
| Allowance / Loans | 0.90% | 1.03% | 1.13% | 1.23% | 1.25% | 1.20% | 1.13% | 1.15% | -9 bps | |
| Allowance Coverage of NPLs | 1.0x | 0.5x | 0.5x | 0.7x | 0.6x | 0.5x | 0.5x | 0.4x | -0.3x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.99% | 10.43% | 10.94% | 11.26% | 11.59% | 11.28% | 11.33% | 11.36% | +10 bps | |
| Total Risk-Based Capital | 10.99% | 10.43% | 10.94% | 11.26% | 11.59% | 11.28% | 11.33% | 11.36% | +10 bps | |
| Equity / Assets | 10.20% | 9.62% | 10.22% | 10.63% | 10.94% | 10.67% | 10.39% | 10.49% | -15 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 83.92% | 81.73% | 79.42% | 82.70% | 79.07% | 73.29% | 67.65% | 66.67% | -1,604 bps | |
| Liquid Assets / Assets | 4.89% | 4.92% | 6.34% | 7.10% | 9.83% | 11.96% | 17.43% | 12.28% | +518 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 281% | 278% | 263% | n/a | n/a | |
Jonesville, LA · Cert 10532 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Catahoula Holding Co.
State charter, non-member · FDIC · 7 branches
Q2 2026
Return on Assets
1.22%
Rank 283 of 746
Net Interest Margin
3.99%
Rank 253 of 746
Efficiency Ratio
59.69%
Rank 277 of 746
Equity / Assets
10.49%
Rank 375 of 746
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.22% | 0.72% | 1.06% | 1.45% | Beats 62% | 283 / 746 | ||
| Return on Equity | 11.66% | 6.74% | 10.51% | 13.63% | Beats 61% | 294 / 746 | ||
| Net Interest Margin | 3.99% | 3.17% | 3.68% | 4.16% | Beats 66% | 253 / 746 | ||
| Efficiency Ratio | 59.69% | 55.74% | 64.58% | 75.47% | Beats 63% | 277 / 746 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 2.58% | 0.09% | 0.42% | 1.07% | Beats 7% | 689 / 743 | ||
| Net Charge-Offs / Loans | 0.23% | 0.00% | 0.01% | 0.05% | Beats 7% | 693 / 743 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.36% | 11.55% | 13.75% | 17.60% | Beats 23% | 578 / 746 | ||
| Total Risk-Based Capital Ratio | 11.36% | 11.71% | 14.33% | 18.43% | Beats 21% | 587 / 746 | ||
| Equity / Assets | 10.49% | 8.90% | 10.51% | 13.06% | Beats 50% | 375 / 746 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 66.67% | 61.31% | 78.27% | 90.78% | 32nd pctl | 510 / 746 | ||
| Loans / Assets | 59.49% | 53.60% | 66.97% | 76.08% | 34th pctl | 489 / 746 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||